ধাৰৰ হিচাপ

Self-Help Groups (SHGs) and local micro-lenders perform vital financial services in India's regional economies. However, calculating compound interest, tracking repayment schedules, and maintaining joint bank ledger balances on paper registers is highly error-prone.

The LitikAI Money Lending module provides a transparent, secure digital ledger system. It performs offline interest calculations, logs installments, and tracks remaining balances instantly. Since everything works offline, field collectors can record transactions in rural weekly markets and remote villages with total confidence.

This localized ledger simplifies joint group bookkeeping, protects borrowers through transparent calculations, and reduces disputes by producing exportable PDF reports of all loan statements.