Money Lending & SHG Ledger
Track peer-to-peer loans, bachat gat savings, simple/compound interest, and installments
Lend money with confidence. Track every loan from start to final payment. Calculate interest automatically, monitor installment schedules, and keep a complete record of every transaction. Works for individual lenders, SHG groups, and micro-finance operators.
Features
Loan Account Management
Create and manage many loan accounts. Track every rupee given out.
Interest Calculation
Set interest by the day, month, or year. The app works out exactly what each person owes.
Installment Tracking
Track installment schedules, record payments, flag late accounts instantly.
Payment Collection
Record collections against specific loans with receipt generation.
Complete Records
Every transaction saved with date and time. Full history to settle any dispute.
Borrower Management
Maintain borrower profiles, contact details, and loan history.
Who is this for?
Money Lenders
Professional loan management with interest calculation and installment tracking.
SHG Groups
Track group lending, member contributions, and interest distribution.
Micro-finance Operators
Manage many lending accounts with complete, proper records.
Built for India's Micro-Merchants & Regional Businesses
Self-Help Groups (SHGs) and local micro-lenders perform vital financial services in India's regional economies. However, calculating compound interest, tracking repayment schedules, and maintaining joint bank ledger balances on paper registers is highly error-prone.
The LitikAI Money Lending module provides a transparent, secure digital ledger system. It performs offline interest calculations, logs installments, and tracks remaining balances instantly. Since everything works offline, field collectors can record transactions in rural weekly markets and remote villages with total confidence.
This localized ledger simplifies joint group bookkeeping, protects borrowers through transparent calculations, and reduces disputes by producing exportable PDF reports of all loan statements.
Start Managing Your Money Lending & SHG Ledger Today
Free download with 30-day full access. No credit card needed.